Our Story & History

Our Story began in July 1947 when 6 local investors, with $170,000 in capital, launched the dream of a hometown bank in Andalusia AL. We started a tradition of going the extra mile for our customers which continues today. Our goal was to be progressive and prosperous so we could re-invest in our communities

We always took pride in being first. Did you know, way back when, CCB was the first community bank in Covington County to provide:

An Auto Window for drive-up banking
A 24 hour banking mail slot for envelopes
Electronic imprinted numbered checks with customer’s names in a matter of minutes
Drive-Thru lanes with pneumatic cylinders
The BankAmericard, a local credit card that could be used nationally, exclusive for our community
To recognize women as Officers
Statement check imaging
Mobile Banking

As CCB Andalusia grew, we opened locations in Opp AL, Crestview FL, Niceville FL, and DeFuniak Springs, FL with future plans to open in other markets offering more locations and more convenience.

CCB is a leader in community banks offering a broad array of products and services for consumers and businesses. Through our subsidiary full-service brokerage company, CCB Financial Services, we can meet your diverse financial needs too.

We are proud of our rich history. Our commitment to the financial success of our clients, committed employees, and sound management has been the backbone of our bank's growth and success.

Independent Community Bankers of America® (ICBA) has recognized CCB as a Top Performer based on its earnings and operational efficiencies plus the "Certificate of Appreciation" for 30+ years of supporting the community banking industry.