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Overdraft Protection Loan

Know the freedom and convenience of having a cash fund at your command for pleasure or emergencies. Not only that, but you will save money on costly returned check charges. Because all it takes is one little mistake.
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  • Convenient repayment plan
  • Fixed interest rate of 17.65% (Annual Percentage Rate)
  • Low annual membership fee of $35
  • Loan Term – Five (5) years
  • Minimum Monthly Payment will equal 10% of outstanding balance

All loans are subject to credit approval.

Other Services

Education Center

Mobile banking

Digital Banking

Meet Our Lenders

Credit Cards
  1. Personal
    1. Checking
      1. Ultimate Checking
      2. Relationship Checking
      3. EZ Checking
      4. Community Hero Checking
      5. Community Hero Ultimate Checking
    2. Savings
      1. Regular Savings Account
      2. Koala Club Savings
      3. Money Market Account
      4. Certificates of Deposit (CD)
      5. Individual Retirement Account (IRA)
      6. CDARs
    3. Loans
      1. Auto & Recreational Vehicle Loans
      2. Personal Credit Line
      3. Overdraft Protection Loan
      4. Home Loans
      5. Home Equity Loans
      6. Home Improvement Loans
    4. Fee Schedule
    5. Additional Services
    6. Personal Financial Insights
  2. Business
    1. Checking
      1. Small Business Checking
      2. Community Checking
      3. Business Checking
    2. Loans and Credit
      1. Commercial Real Estate Loans
      2. Term Business Loans
      3. Revolving Lines of Credit
      4. Agricultural Loans
      5. Working Capital Loans
      6. Meet Our Lenders
    3. Additional Services
    4. Business Financial Insights
  3. Digital Banking
    1. Personal Services
      1. Online Banking
      2. Online Bill Pay
      3. Mobile Banking
      4. Mobile Deposit
      5. e-Statement
    2. Business Services
      1. Online Banking
      2. Online Bill Pay
      3. Business Mobile Banking
      4. Business Mobile Deposit
      5. Remote Deposit Capture
      6. ACH Manager
      7. Merchant Services
    3. Card Services
      1. Debit Cards
      2. Credit Cards
  4. Home Loans
    1. Types of Home Loans
      1. Conventional Fixed Rate Loans
      2. Rural Housing Loans
      3. Adjustable Rate Loans
      4. VA Loans
      5. FHA Loans
      6. In-House Program
      7. Home Improvement Loans
      8. Home Equity Loans
      9. Jumbo Loans
    2. Find a Loan Officer
    3. Tools & Resources
      1. Home Loan Insights
      2. Home Loan Calculators
      3. Glossary & FAQs
      4. NMLS Registry
  5. Investments
    1. Access Your Account
    2. Traditional IRAs
    3. Roth IRAs
    4. Business Retirement Plans
    5. Mutual Funds
    6. Education Savings
    7. Annuities
    8. Meet Our Financial Advisor
    9. News & Media
    10. Advisory Accounts
    11. Bonds
  6. Insurance
    1. Life Insurance
    2. Long Term Care Insurance
    3. Disability Income Insurance
    4. Request a Quote
    5. Meet Our Financial Advisor
  7. Education Center
    1. Personal Financial Insights
    2. Business Financial Insights
    3. Home Loan Insights
    4. Product Demos
    5. Financial Calculators
  8. Customer Care
    1. Our Story & History
    2. Locations & Hours
    3. Bank Holidays
    4. Contact Us
    5. Reorder Checks
    6. Report a Lost or Stolen Card
    7. Change of Address
    8. Community Involvement
    9. Community Reinvestment Act
    10. Career Opportunities
    11. Privacy and Web Policies
    12. Report Fraud
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